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Не means that everybody does the same, everybody repeats the lives of other people, fulfill his or her parents’ plans.
Frank sees the following stages: school, exams, university, job, pension.
Before going to university a person can go on a gap year to get a little life experience.
A university graduate can have a lot of debts he has built up during his time at university.
Mortgage is an important debt to the bank because it’s money for a house.
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